Seattle Mortgage Planners

A Division of Pinnacle Capital Mortgage Corp.
500 Aloha Street, Suite C2, Seattle, WA 98109

Jim Hoge, Licensed Loan Originator
MLO-116391

FHA Mortgage

Is an FHA Mortgage Right for You?

What does FHA offer?

  • Up to 95% Loan-to-Value Cash Out Option for Refinances
  • Low Down Payments for Purchases
  • Can be a Great Choice for Those with Less-than-Perfect Credit

In today’s changing mortgage landscape, FHA mortgage programs are once again a great option for many people. Current homeowners looking to refinance can borrow up to 95% of the value of their primary residence. If you are trying to consolidate debt, combine a current 1st and 2nd mortgage, or pull cash out for a remodel, you should explore this program as an option.

If you are looking to purchase with little money down, FHA currently allows down payments as low as 3.5%!

What’s the Difference between an FHA Mortgage and a Conventional Loan?

FHA mortgage programs do not exclude all borrowers with less than perfect credit. Recent turmoil in the financial markets has caused the virtual elimination of sub-prime and Alt-A programs. An FHA mortgage can be the right choice for borrowers who have had credit challenges in the past.

If you would like to learn more about an FHA mortgage, please either call us at 206-799-9966 or submit our contact request form- of course, there is NO OBLIGATION.  We would be happy to provide you with the information you need to decide if an FHA mortgage is right for you!