Seattle Mortgage Planners

A Division of Pinnacle Capital Mortgage Corp.
500 Aloha Street, Suite C2, Seattle, WA 98109

Jim Hoge, Licensed Loan Originator
MLO-116391

Jumbo Loan

We specialize in finding you a Jumbo Loan at a LOW rate without the big bank hassle.
Rates & Assumptions

Refinance

We are very experienced with finding great refinance loans for your specific needs.
Click to learn more...

Home Loan

Searching for a conventional home loan for purchasing a home?
Click to learn more...

FHA Loan

An FHA Mortgage is a great low down-payment option.
Click to learn more...

Looking for a Mortgage in Seattle?

Secure a Conventional Home Loan or a Jumbo Loan at a Low Rate, With Seattle Mortgage Planners


seattle mortgage
Jim Hoge (MLO-116391)

My name is Jim Hoge (MLO-116391) and I will be your primary contact at Seattle Mortgage Planners. My goal on each and every transaction is to find you the right type of loan at the right rate, whether it's an FHA mortgage, a conventional home loan, a jumbo loan, or a refinance loan in Seattle and the Seattle area. I am known for clearly walking my clients through the loan process and for helping them to better understand their financing options.

I provide expert guidance, quality information, and always keep your experience in mind. My goal is to earn your trust and be your lender for life, not just for a single transaction.

I look forward to working with you.

Jumbo 5/1 Libor ARM

Rate :

Assumptions

2.875%*

Available Up to $3 Million

Or

Call 206-799-9966

APR :

* As of January 27, 2012

3.450%*

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Seattle and Snow

January 19, 2012
Posted in: Local Seattle

Snow in Seattle

Seattle is famous (or is it infamous?) for our weather. The average yearly rainfall in Seattle is about 36 inches, which, surprisingly is actually less than both New York City and Washington DC. However, when most people think of Seattle they imagine cool, drizzly days. And they wouldn’t be wrong.

This week we’ve experienced what I like to call Snow Panic. As a tremendously hilly city, ice and snow can turn us into one giant metropolitan hazard. Businesses have temporarily shut down, people are working from home, and the airport even closed for awhile this morning.

Although this week’s snowstorm was predicted to be “the worst blizzard in 30 years!”, it looks like we’ve gotten less snow than they originally expected.

I’m sure many of us were dreading something similar to the snowstorm that befell Seattle in December of 2008. People in from out of town were stranded for days, as the airport cancelled and postponed hundreds of flights.

If you’ve got five minutes to spare, check out this video someone took in November 2010, as cars repeatedly slid down an icy Capitol Hill street.

How are you surviving the great blizzard of 2012?

Featured Seattle Neighborhood: Queen Anne

January 20, 2012
Posted in: Local Seattle

Queen Anne Neighborhood Seattle

As part of my ongoing blog series on Seattle neighborhoods, this week I’d like to feature Queen Anne, the neighborhood that I call home.

Queen Anne is a truly eclectic neighborhood, with a mix of three-million dollar waterview mansions and small bungalows, old turn-of-the-century Tudors, craftsmen homes, and new construction.

If you didn’t know you were only ten minutes from downtown, you’d feel like you were in a quaint little neighborhood in a small town near the coast.

The neighborhood is close to Ballard, Magnolia, and downtown, which makes it an ideal location. There are tons of parks and a vibrant retail district.

Some of my favorite dining establishments in the neighborhood include Top Pot Doughnuts (famous donuts!), 5 Spot (great breakfasts), Hilltop Ale House (excellent beer and food), and Macrina Bakery (check out their scones).

I would highly recommend checking out the Queen Anne neighborhood if you’re thinking about buying a house in Seattle. While it may not be the most affordable neighborhood in the area, it really does offer a little bit of everything.

2012 Real Estate Outlook

January 5, 2012
Posted in: Local Seattle

Seattle Real Estate Outlook 2012

Over the last few months real estate experts have been making their predictions for 2012 and the national and local housing markets. Here’s a brief summary of what experts and local professionals have to say.

Multi-Housing News believes that the multi-housing real estate industry will continue to do well in 2012, as people who have the resources take advantage of the low prices and low renter vacancy rates.

In the office space real estate industry, the International Business Times expects things to slow down in 2012, even though they were looking up in 2011. Despite the sluggishness in this specific industry, experts still anticipate some growth.

Agent Jerry Barker believes that nationwide trends in real estate may adversely affect home values. However, it may still prove to be a buyer’s market, which is always good for people looking to buy their first home.

A blog post on Prospera’s site states that a housing recovery has already begun, and will only continue to improve for 2012 as the job market and consumer sentiment improve.

What do you think 2012 will bring?

 

Tags: Mortgage Seattle | Seattle Mortgage Brokers | Mortgage Company Seattle

How to Secure Low Jumbo Rates in Washington State

While most lenders have significantly increased jumbo loan rates as part of the current liquidity crisis, Jim Hoge at Seattle Mortgage Planners has access to a variety of specialized portfolio lenders. These rates are lower than many consumers realize and can potentially save you thousands of dollars each and every year.

Unlike the major banks that are typically limited to just their product set and just their rates, Seattle mortgage broker Jim Hoge, at Seattle Mortgage Planners, can choose from dozens of different lenders in order to place you with the lender that best fits your particular needs. We look forward to working with you and exceeding your expectations throughout the process!

Why spend hours searching dozens of different lenders for a low jumbo rate? Let the jumbo loan experts search the market for you and find the right loan for your specific circumstances. Purchasing or refinancing? Contact us for a no hassle, no obligation review.

  • Reduce your interest rate
  • Other Products Available. Call for Details
  • Lower your monthly mortgage payments
  • Local, experienced, trusted jumbo expert
  • Single point of contact
  • Many products to choose from

Looking for a Mortgage in Seattle? When you call Jim Hoge at Seattle Mortgage Planners, you’re getting a local Seattle jumbo mortgage expert who can shop the market for some of the most competitive programs available.

Which is the right Mortgage Company in Seattle for you?

Why These Seattle Borrowers Are Glad They Chose Us

“I truly cannot say enough great things about Jim”

seattle mortgage brokersJim Hoge and The Seattle Mortgage Planners Team were, hands down, the best part of our real estate experience. We were first-time homebuyers who knew NOTHING about buying a home. Jim walked us through every question we had, in detail. He was always courteous and friendly through our entire nightmarish process (we purchsed a short sale home and it ended up taking us 3 times to close) If it wasn't for Jim's professionalism and knowledge of the industry, we would have been doomed and still apartment living.

I truly cannot say enough great things about Jim. If you are a first-time homebuyer, looking for an FHA mortgage, or even a conventional one...Jim is your man!

-Aaron B. Seattle, WA

“WOW, is really all I can say”

mortgage seattleWOW, is really all I can say. A 'we can do it' attitude, 'let's figure out how', and 'lets get it done', were just a few ways to describe my experience with Jim. There were a number of "odd" and potentially discouraging factors in my loan situation (I'm married to a Canadian, I already own investment real estate, I wanted to close on a VERY specific day, there was misinformation on my credit report that needed to be removed) and Jim still managed to get my loan funded and closed within 15 days.

I've been in the property management business for 11 years and I am rarely impressed, Jim Hoge has earned both personal and professional respect from me. I would recommend him, hands down and his mortgage company seattle. He is focused, organized, kind and willing to do the work necessary to see things get done right. Jim is trustworthy and a blessing to anyone needing mortgage related services.

With great joy,
-Kat S.J. Seattle, WA

“He went the extra mile”

mortgage company seattleJim Hoge was highly recommended by a friend and he was very timely getting back to us. He went the extra mile to outbid a competitor and made us very comfortable and valued as customers. There were some complications in the last few days that delayed closing, but they were promptly rectified with Jim's help.

It was an overall positive experience....not what you can usually say about mortgage negotiations these days. I would definitely recommend his team to a friend.

-Michelle G. Seattle, WA

View All Testimonials...

Looking for a Mortgage in Seattle?

Looking for Seattle Mortgage Brokers?

Contact Us to Start a Conversation - It's Risk-Free

Whether you are a first-time home buyer, refinancing your existing home, downsizing, building a home, consolidating debt, or looking for cash out, Seattle mortgage broker Jim Hoge at Seattle Mortgage Planners has the experience to help make your dreams become reality. We look forward to working with you!

  • Local, Experienced, and Trusted Mortgage Expert in Seattle
  • No Up-Front Application Fee and No Obligation
  • Single Point of Contact: Speak directly with the professional handling your loan and receive regular updates throughout the process from your one point of contact (no phone operators or customer service agents)
  • Talk on the phone for convenience or if you prefer, meet in person
  • A $50 donation on every funded loan is made to Susan G. Komen for the Cure.
  • Expertise in jumbo loans, FHA mortgages, conventional home loans, refinance loans, and more.

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